Financial Literacy

If individuals are not financially literate, they may be unable to make or understand financial decisions in the areas of checking and savings accounts, investment decisions, credit cards, home financing loans, college financial aid, credit lines, car loans or interest rates.  They may be at risk for fraud, identity theft, foreclosure, evictions or bankruptcy.  

Financial literacy is becoming increasingly important for individuals, families and communities. It is a life skill necessary for daily decision making.  It is essential for knowing how to balance a budget, buy a home, fund a college education and ensure income upon retirement.   A goal of the School District of Palm Beach County is to have all students financially literate upon graduation by seeking to improve the quality and quantity of direct instruction in financial literacy.  The earlier the lessons of financial literacy can be learned, the more successful the outcomes as it comes a part of a person's attitude and behavior.   

Specific financial literacy project activities include the development of a K-12 comprehensive articulated curriculum, the professional development of selected teachers from 33 middle schools and 23 high schools, the incorporation of the curriculum into classroom instruction, parent workshops and evaluation of the project to include an independent evaluator.  


  • Mary and Robert Pew Public Education Fund
  • Wells Fargo
  • Community Foundation of Palm Beach and Martin Counties
  • Celia L. and Victor W. Farris Foundation
  • Citigroup Foundation